Legal Agreements

FEES & CHARGES

CARD FEES & OTHER CHARGES*

Joining Fee

RM20.00 refundable upon a minimum top-up of RM20.00

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Annual Fee

Waived unconditionally

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Account Service Fee

RM2.50 per month for inactive account where there is no card transaction in a particular month

Waived until further notice

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ATM Withdrawal Fee

Local: RM6.00 per transaction

Overseas: RM10.00 per transaction or 2% of withdrawal amount, whichever is higher

(NOTE: For overseas, only RM10.00 will be charged until further notice)

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Currency Conversion Fee

(Applied when the purchase is effected in currencies other than Malaysian Ringgit)

1% + network charges

(NOTE: Only charges by the network will be applied until further notice)

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Cross-Border Transaction Fee

(Applied when the purchase is through merchant acquired outside of Malaysia but charged in Malaysian Ringgit)

Waived until further notice

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Replacement Card Fee

(Only applicable for Card replacement request made by Cardmember. Not applicable if due to defect of Chip or Card)

RM20.00 per Card

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Card Cancellation Fee

Free

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No Card to Card transfer fees

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Sales Draft Retrieval Fee

RM15.00

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Reload/Top-up Charges (Reload charges are levied by our respective partners)

IN APPLICATION:

1. CREDIT CARDS – Rate levied by respective bank partners

2. DEBIT CARDS – Rate levied by respective bank partners

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Remittance Fees

Malaysia - Total fees RM0.50

Indonesia - Total fees RM5.00

Singapore - Total fees RM5.00

India - Total fees RM5.00

Nepal - Total fees RM6.00

Bangladesh - Total fees RM6.00

The Philippines - Total fees RM8.00

Vietnam - Total fees RM10.00

Thailand - Total fees RM13.00

Australia - Total fees RM17.00

China - Total fees RM23.00

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*Note: All Fees and Charges are subject to 0% GST Charge effective 1st June 2018 onwards.