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What is ePemula? Read all about it!

Updated: May 12


By Sabrina Loh


If there’s one good thing the past 2 years have done, it’s moving the world towards a cashless society. Going cashless isn’t just convenient, it’s faster, safer, more efficient, and easier for currency exchange.

The ePemula program was introduced under Budget 2022 by the Ministry of Finance to encourage the use of cashless spending among youths. With an allocation of RM300 million, this program is set to benefit more than 2 million students!

If you’re eligible, you’ll be entitled to claim RM150 ePemula credit through one of four participating e-wallets, of which BigPay has some exciting offers you won’t want to miss. 🤩

Who can claim ePemula credit?

  • Youths aged between 18 and 20 years old

  • OR full-time students enrolled in tertiary education

Why claim with BigPay?

Short answer — it will level up your life.

  1. BigPay is offering RM1500 worth of exclusive travel and lifestyle vouchers from our partners such as AirAsia, Momo’s Hotel, Zalora, and AirAsia Delivers! Check out all our promos here.

  2. Enjoy unlimited cashback from mega brands such as Watsons, Hermo, Kinokuniya, Klook Travel, Zalora, and more. Explore the full list of our partners here.

  3. Earn airasia points every time you spend with BigPay and redeem major discounts on AirAsia flights to over 150 destinations.

Sounds awesome, right?

Now here are 4 more awesome reasons why you should claim with BigPay:

  1. Signing up is fast and easy. You can sign up on our app or website from anywhere. Speaking of which, sign up here!

  2. Our app tracks and categorises all your expenses beautifully on one screen to make everyday budgeting smarter and easier.

  3. The BigPay card gives you real-time exchange rates, anywhere in the world, so you can bid adieu to confusing money changers. And let’s not forget that you earn airasia points every time you spend!

  4. No more awkward discussions at dinner because sending money to your friend’s BigPay account only takes two quick taps. You can also make hassle-free transfers to international bank accounts in 10 countries with the best real-time exchange rates.

How do I claim my RM150 with BigPay?

It’s super easy with the BigPay app. Claim it in just 3 simple steps!

Step 1: Launch the BigPay app (download it here)

Step 2: Tap on the e-Pemula tile on your payments tab and click “Apply Now”

Step 3: Enter your details, wait for verification and your RM150 should be on the way!

Where can I spend my RM150 e-Pemula credit?

You can spend offline at your favourite merchants, like our exclusive partners for RM1500 worth of lifestyle vouchers and unlimited cashback here. 🔥

But, keep in mind that there are a few things you can’t use your RM150 e-Pemula credit on. These include:

  • Peer-to-peer transfers

  • Cashouts

  • App-integrated payment of utility bills

  • App-integrated payment of Government related feels/payments

  • App-integrated payment of telco postpaid bills and prepaid service top-ups

  • App-integrated games purchases

  • App-integrated parking and/or toll fees payments

  • App-integrated investment-related activities

  • Ecommerce or online transactions

Have questions? Get them answered here.

Claim your RM150 e-Pemula credit on the BigPay app today!