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What Is the BigPay Virtual Card?



Did you know that you don’t have to wait for your BigPay physical card to arrive in the mail to start spending?


The BigPay virtual card lets you start spending instantly and securely the moment it’s created.


You can also continue using your virtual card after your physical one arrives!



What is a virtual card?

A virtual debit card works exactly like a regular debit card, except it only exists on your phone instead of your wallet.


Just like your regular debit card, a virtual card has its own unique 16-digit card number, expiration date, and CVC code.


It’s linked to your BigPay e-wallet, so any charges made using your virtual card are subtracted from that balance.




The BigPay virtual card

The BigPay virtual card offers similar benefits as the physical card online, with an added layer of protection.


Use it worldwide

Your virtual card is powered by Visa. That means you can use it with over 45 million merchants worldwide online.



Extra protection

Your virtual card number is different from your physical card number, adding an extra layer of protection when you use it online. You can freeze it instantly with a quick tap in your BigPay app, or delete and create a new virtual card up to once a month.



Earn points

Earn airasia points every time you use your virtual card. Use these points to redeem major discounts on airasia flights and rewards later.



Real-time exchange rates

Just like the physical card, you’ll pay real-time exchange rates and nothing else. Just transact with your virtual card online to automatically pay in the local currency.



Instant activation

You’ll automatically get a BigPay virtual card the moment you activate your account. Use it to start spending before your physical card arrives. It’s 100% free.



When would you use virtual cards instead of your physical card?

  • If you want to keep your physical card details safe

  • If you’ve lost your physical card but still need access to a debit card

  • If you’re shopping online and want to ensure your physical card details aren’t compromised when shopping from new sites

  • Setting up subscriptions, one-time purchases or free trials with your virtual card


Get your virtual card when you sign up for BigPay today!